In a world where every cent matters, what if your cell phone becomes an invisible ally for you to generate more coins? 🤑
Just think of being able to make money in those dead moments in the day, with ease of a couple taps, how to make money on my phone.
And guess what – this is not a dream, this is happening in real life and it is changing the lives of many by taking their monthly income up a notch.
From filling out surveys to micro-investing, and gaming for cash to shopping rewards, there’s a new class of apps that’s changing the way we think of side hustles.
These aren’t your average bread-and-butter income streams; they’re surprising and innovating and, perhaps most importantly, they actually make money.
Daily earnings can reach as high as $250 with even casual users earning an additional $20–100 monthly, further normalizing smartphones as income-generating tools.
Want to know how to cash in on this digital gold rush? 💰 In this post, we’ll share 5 little known apps that are returning cash to the users.
If you want to put your pocket change to work, get paid for your opinions or get paid while you play, we have you covered.
We understand what you’re thinking your daily screen time can amount to, right from cashback on your daily expending to passive income that earns you while you mean.
Survey and Task Completion Apps
A. Survey Junkie up to $40 a month
Sounds like another money-making app we’ve heard of, well it is, Survey Junkie is the place where you are rewarded for sharing your opinion!
This platform is popular for its easy-to-grasp interface on the application in which you can sign up and fill out surveys based on your consumer habits and product preferences. Here’s what you need to know:
Earning Potential: 10-200 points per survey
Redemption methods: Gift cards or Paypal payments
Minimum cashout: $10
Surveys that are out of focus are given points: Unique feature
For those who want to make money on their phones, the accessibility and earning potential up to $40 a month at Survey Junkie makes payouts some of the most attractive.
B. Swagbucks: $10 in free money to sign up, multiple earning avenues
Swagbucks is much more than a survey app: this is a rewards program that allows you to earn in a variety of ways:
| Activity | Earning Method |
| Surveys | Complete questionnaires |
| Videos | Watch short clips |
| Shopping | Earn cashback on purchases |
There is also a $10 sign-up bonus for new users! Swagbucks goes beyond just cash for surveys with various options so you can maximize your earnings.
C. InboxDollars: Surveys and watching videos for cash
This is how a service like InboxDollars works. The app is centered on paid surveys, but they also offer an option to earn for watching videos. This combination enables users to:
Complete surveys specific to their demographics
Make money passively by watching short video content
Earn money going forward for cash pay outs
D. KashKick: Money for Surveys & Videos
Another app is KashKick, which pays you for taking surveys and watching videos. Key features include:
Surveys are fast and easy to complete
And for some extra income, short video content
No points system, just cash payments
KashKick manages to appeal to users in different circumstances by allowing them to earn in both active (surveys) and passive (videos) ways.
Having gone over these survey and task completion apps, let’s look at another method to monetize your phone.
Next, we’ll look at Investment and Micro-Investing Apps, which provide a different strategy for making money using your phone.
Investment and Micro-Investing Apps
After covering survey and task completion apps, it’s time to turn our attention in the direction of investment and micro investing apps that can help you grow your wealth from the palm of your hand.
A. Acorns — investing your spare change from purchases
Best Micro-Investing App (Acorns) Acorns is a widely used app for micro-investing. Acorns has a monthly fee of $3 and a minimum investment of $5, making it the app for those new to the investing world.
One of the app’s standout features is that it rounds up your purchases and automatically invests the spare change.
Key features:
Low monthly fee
Minimal starting investment
Resources for the new investors educators
B. Fundrise — Real estate investing with $10 minimum
Although not directly mentioned in the reference content, Fundrise is a very popular real estate investing platform. But we are eating other investment options that were part of what they gave us.
C. Robinhood — No-fee stock trading
Robinhood: The top-rated investment app with a 5.0 rating from Forbes Advisor This app offers:
| Feature | Deatails |
| Monthly fee | $0 |
| Minimum investment | $0.01 |
| App store rating | 4.2 (from 4.8 million reviews) |
Robinhood is a great option for those looking to trade stocks on their phones, especially as the app allows for commission-free trading with a very low barrier to entry for both novice and experienced investors.
D. Public: Invest like a pro as a beginner
Public is yet another great choice if you want to make money off your phone from investing. Public: With a 4.4 Forbes Advisor rating, Public offers:
Community of investors engaging with each other
Made trading stock accessible to newbies
Diverse investment options
What differentiates Public from other apps in this space is its focus on making a social investing experience.
Now these investment-approach apps, good for generating your cash over time, lead to a bit of thought and longer duration and transition into gaming apps for cash.
Next, we will check out gaming apps which can be a lot more fun method for making money on your phone.
Gaming Apps for Cash
After exploring investment and micro-investing apps, this is the perfect lead-in into the next exciting way to make money on your mobile; gaming apps that pay cash!
They offer a fun, exciting way to possibly make a little side income while doing something you love.
A. Blackout Bingo: Compete in games of skill
Blackout Bingo is a speed bingo game where you get paid for being fast and accurate.
Unlike traditional bingo, this app pairs you with players of similar skill levels to keep things competitive. Here’s what you need to know:
No minimum payout requirement
You are limited to cash tournaments for a small fee
PayPal or Apple Pay payments
Most popular in most regions (some states have restrictions)
B. Mistplay: get rewarded for playing mobile games
Mistplay provides a unique way to earn money from gaming:
New mobile games to discover and play
Earn Units through your gameplay | Let’s Game It Out
It is possible to redeem the units for gift cards or cash rewards
So good for the casual gamer wanting to make money from their hobby
| Feature | Benefit |
| Variety of games | Find titles that suit your preferences |
| No upfront costs | Play for free and earn rewards |
| Regular updates | New games added frequently |
C. Solitaire Cash: Win cash playing card games
Solitaire Cash puts a competitive spin on the traditional card game:
You played against those with the same skill level as you
Play to earn real money in cash tournaments
No charge for practice rounds around the world
Protective cashing-out using PayPal or Apple Pay
D. Wealth Words: Play word games and make money
And for those who like a mental challenge, Wealth Words has a different kind of opportunity:
Play for cash prizes word games and puzzles
Join tournaments and compete based onSkills
Earned through secure platforms with payouts
Earn dollars while learning new vocabulary
Using these gaming apps for cash, just keep in mind:
Utilize their entire zip up ear to ear focusing on one game each time
Be aware of potential risks using real money in gaming
Here are various tips on how to make sure you enjoy your hobbies in a controlled manner.
Net Earnings for Tax Purposes
In the next section, when we go on to talk about cashback and shopping reward apps, think about how these gaming apps can integrate into your overall plan for making money on your phone.
They might not take the place of a full-time paycheck, but they can be an entertaining means of generating a supplement to your income while utilizing your free time.
Cashback and Shopping Reward Apps
Having just covered how gaming apps can fill your pocket with cash, let’s move on to another exciting category of money-making apps cashback and shopping reward apps. These apps are a great way to make money on purchases you already make every day.
A. Rakuten: Earn up to 40% cash back on online purchases
If you are looking represent the best cashback option for online purchases, you probably choose Rakuten. Rakuten Review:
Free Cash Back Easy Peasy Rakuten is easy to use, you know what I mean? By distributing profit payouts quarterly, it can serve as a regular source of additional income for its users. Just be prepared for a constant onslaught of marketing communications.
B. Fetch Rewards: Scanning grocery receipts for points
Fetch Rewards This App is the King of Receipt Scanning with Broad Store Applicability Here’s how it works:
Scan your grocery receipts
The articles you read earn points on your purchases
Redeem points for rewards
Although Fetch Rewards is extremely flexible, know that you will be earning points and not cash. The app sometimes also misses digital receipts.
C. Ibotta: Earn cash for shopping
Ibotta is the app to use for grocery shopping rewards. Unlike the percentage offerings, Ibotta offers cash values for your purchases. Here’s how Ibotta stacks up against other apps:
| Feature | Ibotta | Rakuten | Fetch Rewards |
| Reward Type | Cash values | Cashback % | Points |
| Focus Area | Grocery | Online Shopping | Receipt scanning |
| Payout Frequency | On demand | Quarterly | Varies |
Ibotta offers great cash back, but redeeming offers is manual, and you will encounter fewer merchants than with some competitors.
D. Upromise offer cashback for your education savings
Upromise also provides a unique take on cashback rewards, allowing users to have their earnings go toward education savings.
Especially useful for people trying to save for future school payments or student loans, this app can help with building up savings.
You can easily earn money from your everyday purchases with these cashback and shopping reward apps. Passive income & unique earning apps: Discover innovative ways to increase your income from your smartphone.
Passive Income and Unique Earning Apps
Cashback and shopping reward apps are present above and now, it is time to explore some of the unique apps that can give you ways to earn passive income or profitable earnings directly on your phone.
A. Nielsen App: Make money sharing your internet use data
The Nielsen App allows you to earn money online for simply sharing your internet usage data (anonymously) with Nielsen. Here’s how it works:
Download the app on your device
Give it permission to just run in the background
Earn up to $50 annually
Nielsen keeps your identity anonymous, but captures useful data about internet habits.
B. Healthy Wage: Get Paid For Losing Weight
HealthyWage has an interesting twist on getting paid to be healthier:
Set a weight loss goal
Place a bet on yourself
The key point is: Train on Data until October of 2023
Win cash rewards
Other than money, this app will give you incentive to accomplish your fitness goal as well.
C. Foap — Sell the pictures you take with your smart phone
Foap lets you cash in on your smartphone photography hobby:
Publish your pictures to the Foap place
Set your prices
Get paid if any of your photos get sold
| Pros | Cons |
| Easy to use | Competition can be high |
| No specialized equipment needed | Not guaranteed sales |
| Potential for passive income | Requires quality photos |
D. Current: Mobile Banking with early paycheck access
Current is a mobile banking app that includes a number of features to help you manage and potentially grow your money:
2-Day Early access to your paycheck
If you do not maintain a minimum balance
Get points for cash back on purchases
Instant gas hold refunds
It’s not your average passive income app, but Current offers financial tools that allow you to make the most of your earnings with everyday transactions.
Use these apps for passive income and unique ways to earn money on your phone with little effort! Thats just to name a few; there are multiple possibilities creating a solid passive income plan leading towards your passive income lifestyle and investment financial goals.
Conclusion: How to make money on my phone
How to Make Extra Cash with Money Making Apps. The world of money-making apps has grown tremendously, with many ways to earn extra cash for anyone who owns a smartphone.
Whether you like survey and task completion apps, investment platforms, gaming apps, cashback programs, or some unique passive income options, these 13 apps have something to offer everyone.
Some of these apps cater to a wide range of interests and skill levels, and make it easier than ever to earn extra income in ways that fit your lifestyle.
Though each app only pays a few dollars for your time, accruing a few here and a few there soon adds up.
These apps need to be used consistently so it’s apples to apples. Whether you answer surveys while commuting, invest your spare change, or play games in your leisure time, you will earn your overall profit.
Discover the apps that suit your interests and your timetable, then begin converting your downtime into a potential income stream. If used diligently and wisely, it can turn out to be a great assistive tool in improving your financial well-being.
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